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205 Parkdale Dr, Belmont, NC, 28012

4beds
4baths
2,986sqft
$852,000
$285price/sqft
$5,378/moest. monthly cost
$215,120/yrincome needed

About This Home

Welcome to 205 Parkdale Drive, a beautifully designed new construction home in Belmont offering 4 bedrooms, 3 full baths, and 2,986 square feet of thoughtfully crafted living space on a generous 0.56-acre homesite. Located approximately one mile from downtown Belmont, you’ll enjoy convenient access to local shops and dining. The exterior showcases James Hardie lap and board-and-batten siding in Pewter Green, accented by Centurion Grey ledgestone and rustic black architectural shingles for a timeless yet modern curb appeal. A covered front porch creates a warm and inviting entrance, while the rear covered porch provides the perfect space for outdoor entertaining or relaxing evenings at home. Inside, a light and airy palette sets the tone with Pure White walls, crisp trim, and cove crown moldings. Hand-scraped engineered hardwood floors flow throughout the main living areas, adding warmth and character. The two-story layout offers a functional and flexible design, including a main-level primary suite along with an additional bedroom and full bath ideal for guests or a home office. The kitchen serves as the heart of the home, featuring white shaker cabinetry, glass-front upper cabinets with LED lighting, quartz countertops including a striking Sahara Quartz island and Marengo Quartz perimeter surfaces, and a classic white subway tile backsplash. A KitchenAid appliance package and chrome Moen fixtures complete this beautifully appointed space. The family room centers around a ledgestone fireplace with a cedar mantle, and upgraded iron balusters enhance the architectural detail of the staircase. The primary suite offers a spa-inspired retreat with quartz countertops, white shaker cabinetry, framed mirrors, chrome fixtures, and a tiled shower finished in matte porcelain with basketweave accents. With a two-car attached garage, quality finishes throughout, and a prime location just minutes from the heart of Belmont, this home perfectly blends style, comfort, and convenience.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
J B Page Primary SchoolGrades PK-10.1 mi
5/10
Belmont Middle SchoolGrades 6-81.1 mi
9/10
South Point High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Range,Gas Water Heater
  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,986

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,986
  • Total interior livable area: 2,986 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 316034
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,308$51,696
Home Insurance *$246$2,952
Property Taxes $546$6,552
Electricity $278$3,337
Total$5,378$64,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,388/yr
40% on housing$161,340/yr
45% on housing$143,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$209
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$852,000

New Construction

AgentBrett Carraway
BrokerageNorthstar Real Estate, LLC

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