312 Rb Road, Stockton, MO, 65785
About This Home
Located in Stockton and less than three minutes from the boat ramp, this property sits at the edge of an established residential area and presents a unique opportunity for residential use. The building is currently being utilized as a commercial space, but the structure and layout support the potential for conversion into a private residence with the right improvements.The floor plan includes two non conforming bedrooms, and plumbing remains in place for a shower, reflecting its prior residential function. The existing layout provides a practical footprint that could be adapted into living space, kitchen, and common areas. Its size and configuration make it a realistic option for a primary residence, weekend retreat, or lake property.The lot offers off street parking and easy access, and the location provides quick convenience to Stockton Lake, nearby boat ramps, and the amenities of town. Its position alongside neighboring homes adds to the residential setting. This is a straightforward opportunity for someone looking to create living space in a strong location near Stockton Lake.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level,W/D Hookup
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,152
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Property
Details
- Parcel number: 090.516003004002.02
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Has view: Yes
- View description: City
Lot
- Lot size: 0.26 Acres
Parking
- Parking features: Parking Space,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $980 | $11,760 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $95 | $1,140 |
| Electricity | $141 | $1,693 |
| Total | $1,467 | $17,604 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $193,900 |
| 2026-02-18 | Listed for sale | $198,900 |
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