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43 Anderson St, Jefferson, GA, 30549

3beds
2baths
1,750sqft
$398,900
$228price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

NEW CONSTRUCTION IN DOWNTOWN JEFFERSON! THIS 3BED/2BATH RANCH HOME IS IN A GREAT LOCATION WITHIN WALKING DISTANCE TO THE SCHOOLS AND THE SQUARE. YOU WILL LOVE ALL THE UPGRADES FROM THE KITCHEN TO THE BUILT-INS IN THE CLOSETS. SPLIT BEDROOM FLOORPLAN. LVP THROUGHOUT MAIN LIVING AREA. LARGE LAUNDRY ROOM, MUD ROOM, LARGE SECONDARY BEDROOMS WITH WALK IN CLOSETS. ADDITIONAL SMALL MULTIFUNCTIONAL ROOM PERFECT FOR AN OFFICE OR GAME ROOM. OVERSIZED DECK WITH PLENT OF SPACE FOR YOUR ROCKING CHAIRS AND GRILL. 18FOOT GARAGE DOOR THAT CAN EASILY FIT 2 VEHICLES. BEAUTIFUL LEVEL LOT WITH MATURE TREES.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
8/10
Jefferson Middle SchoolGrades 6-82.9 mi
9/10
Jefferson High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: None

Features

  • High Ceilings 9 ft Main,High Speed Internet,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Kitchen

  • Features: Eat-in Kitchen, Pantry Walk-In, Stone Counters, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Details

  • Parcel number: J02 010
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.47 Acres
  • Features: Back Yard,Landscaped,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$170$2,040
Property Taxes $262$3,144
Electricity $219$2,637
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$188
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$415,000
2026-04-13Listing removed$415,000
2026-02-18Listed for sale$415,000

New Construction

AgentSam Gustafson
BrokerageKeller Williams Realty Atlanta Partners

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