418 Elmer Brown Rd, Northville, NY, 12134
About This Home
Discover a rare sanctuary on a secluded peninsula, where 550 feet of private lakefront meet the serenity of towering trees and untouched nature. This all-season retreat perfectly blends rustic charm with modern comforts and offers room for expansion, making it an ideal lakeside escape or permanent residence. Bounded on one side by State land and on the other by Hudson Black River Regulating District land, this property ensures complete seclusion and privacy—your own private world with no neighbors, now, or in the future. Enjoy boating, swimming, or simply soaking in the tranquility of the lake from your own exclusive shoreline. There is also a generac 5kw whole-home generator, as well as level 2 electric vehicle charging.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2017
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Foam Insulation,Log,PEX Plumbing
Other
- Builder model: Custom Creekside
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Freezer,Refrigerator,Washer
- Laundry features: Accessible Utilities or Laundry,Main Level
Basement
- Basement: Crawl Space
Bedroom1
- Level: First
- Dimensions: 10.00 x 8.00
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Central Vacuum,Furnished,Kitchen/Family Room Combo,Quartz Counters,Natural Woodwork,Loft,Programmable Thermostat
- Flooring: Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Wood,Radiant,Stove
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 529
- Total interior livable area: 529 sqft
Kitchen
- Level: First
- Dimensions: 7.00 x 7.00
Living Room
- Level: First
- Dimensions: 10.00 x 14.00
Other
- Level: Second
- Dimensions: 16.00 x 14.00
Other
- Level: Second
- Dimensions: 6.00 x 7.00
Property
Details
- Parcel number: 17328906100300010260020000
- Special condition: Standard
- Other equipment: Generator
Features
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck,Private Yard,See Remarks,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Great Sacandaga Lake
- Frontage length: 550
Lot
- Lot size: 1.01 Acres
- Features: Rectangular,Rectangular Lot,Secluded
- Lot size dimensions: 260 x 169
Parking
- Parking features: No Garage,Driveway,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $499 | $5,988 |
| Property Taxes | $1,281 | $15,372 |
| Electricity | $246 | $2,954 |
| Total | $6,824 | $81,888 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-18 | Listed for sale | $995,000 |
View on Zillow