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221 Fern Grove Ct, Asheville, NC, 28803

4beds
5baths
3,921sqft
$3,625,000
$925price/sqft
$21,819/moest. monthly cost
$872,760/yrincome needed

About This Home

221 Fern Grove is a striking modern residence designed by Altura Architects and built by Jade Mountain Builders, in The Ramble Biltmore Forest, one of Asheville’s premier gated communities offering walking trails, a wellness center and quick access to shopping, dining and downtown Asheville. LEED Gold Certified, this home was thoughtfully designed with sustainability and efficiency at its core. Positioned meaningfully on .98 acre for privacy with a high-efficiency geothermal heating and cooling system, energy-saving appliances, Lutron lighting and carefully selected materials support a lifestyle focused on responsible living without sacrificing comfort. The exterior blends Accoya siding with board-formed concrete and sound deadening insulation creating a refined modern aesthetic that feels grounded and enduring. Inside, warmth meets architectural precision. The entry, office and kitchen feature beautifully detailed wood-paneled ceilings that create an inviting, intimate feel. These spaces open into a dramatic great room anchored by high clerestory windows and expansive floor-to-ceiling Marvin windows, filling the home with natural light throughout the day. The living and dining areas frame serene views of dense forest and a nearby walking path, offering a seamless connection to the surrounding landscape. An exceptional screened porch extends the living space outdoors, finished with durable TimberTech flooring, the space combines low maintenance with clean, refined look that complements the home’s modern design. Just beyond, an adjacent deck features a built-in Coyote gas grill, creating an ideal setup for outdoor cooking and entertaining. The home features four spacious en-suite bedrooms, offering comfort and privacy for residents and guests. Every sightline was intentionally designed to bring in the outdoors, reinforcing a sense of calm and privacy. 221 Fern Grove is more than a home. It is a modern sanctuary that balances architectural integrity, environmental responsibility and everyday livability, an opportunity to enjoy refined design in harmony with nature.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

4/10
9/10
Valley Springs MiddleGrades 5-81.6 mi
7/10
T C Roberson HighGrades PK,9-121.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal,Other - See Remarks
  • Construction materials: Wood,Other

Other

  • Builder name: Jade Mountain Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Double Oven,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,Gas Water Heater,Induction Cooktop,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Concrete,Wood
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 1,851
  • Finished area above ground: 2,070

Heating & Cooling

  • Heating features: Geothermal,Humidity Control,Radiant
  • Cooling features: Ceiling Fan(s),Geothermal

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 3,921 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 964548049000000
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio,Screened,Side Porch
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.98 Acres
  • Features: Cleared,Cul-De-Sac,Green Area,Level,Wooded

Parking

  • Total spaces: 5
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Landslide
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,329$219,948
Home Insurance *$1,404$16,848
Property Taxes $1,721$20,652
Electricity $365$4,382
Total$21,819$261,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$748,080/yr
40% on housing$654,570/yr
45% on housing$581,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$925This listing

vs Other Active Listings

Avg $/sqft

ZIP 28803$336
Buncombe County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28803$306
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$3,625,000
2026-02-18Listed for sale$3,845,000

For Sale by Agent

AgentRandi Beard
BrokeragePremier Sotheby’s International Realty

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