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315 Victory Ln, Holland, OH, 43528

3beds
2baths
1,974sqft
$524,900
$266price/sqft
$3,847/moest. monthly cost
$153,880/yrincome needed

About This Home

Brand New Construction - "Rocky Harbour" Model by Doug Howard Building Co., LLC. featuring a 3-car garage! This Energy Star certified home offers a spacious kitchen with a center island, soft-close cabinetry, stainless steel appliances, and a walk-in pantry. The Primary Suite includes a dual-sink vanity, walk-in closet, and private water closet. Flexible third bedroom can serve as a den or office. Enjoy abundant natural light. 2.5 Bath. Taxes not yet assessed.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
8/10
4/10
Springfield High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Gas Range
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Primary Bathroom,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Great Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 6502368

Features

  • Levels: One
  • Patio & porch: Rear Patio
  • Exterior features: Private Yard

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 77xx147

Parking

  • Total spaces: 6
  • Parking features: Concrete,Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$256$3,072
Property Taxes $726$8,712
Electricity $211$2,540
Total$3,847$46,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,897/yr
40% on housing$115,410/yr
45% on housing$102,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 43528$161
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43528$156
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$524,900

New Construction

AgentJulie A. Fisher
BrokerageSerenity Realty LLC

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