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2684 12th St SE, Salem, OR, 97302

3beds
2baths
1,008sqft
$443,500
$440price/sqft
$2,829/moest. monthly cost
$113,160/yrincome needed

About This Home

Seller is willing to pay the tenants to move if buyer wants to owner occupy.Beautifully restored one-level duplex in SE Salem, oering the perfect opportunity to live in one unit and oset yourmortgage with rental income. This charming 1960s property features two separate residences on a at lot. One unit oers 1bedroom and 1 bathroom with a loft, while the second unit includes 2 bedrooms and 1 bathroom. Both units have beenthoughtfully updated while preserving their mid-century appeal. Enjoy modern comfort with new mini-split systems throughout.Ideal for multi-generational living or owner-occupants seeking exibility and style in a convenient location.

Getting Around

68
WalkingSomewhat Walkable
31
TransitSome Transit
82
BikeVery Bikeable

Schools

3/10
5/10
Leslie Middle SchoolGrades 6-81.1 mi
5/10
South Salem High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Free-Standing Range,Electric Water Heater

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Engineered Hardwood

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 527951
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Exterior features: Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,242$26,904
Home Insurance *$105$1,260
Property Taxes $306$3,672
Electricity $176$2,119
Total$2,829$33,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,994/yr
40% on housing$84,870/yr
45% on housing$75,440/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 97302$237
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97302$247
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$443,500
2026-04-28Price change$460,500
2026-04-23Price change$450,500
2026-02-18Listed for sale$460,500

For Sale by Agent

AgentStacey Bent
BrokerageStreamline Real Estate

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