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815 N Sandy Shore Court Lot 107, Holly Ridge, NC, 28445

3beds
2baths
1,890sqft
$383,900
$203price/sqft
$2,439/moest. monthly cost
$97,560/yrincome needed

About This Home

SELLER IS OFFERING $3000 ''USE AS YOU CHOOSE'' PLUS ADDITIONAL LENDER CREDIT OF 1 PERCENT OF LOAN AMOUNT IS AVAILABLE WITH PREFERRED LENDER! CONTACT LISTING AGENT FOR ADDITIONAL DETAILS! The Perfect Location!!! Welcome to Tides End in Holly Ridge! This BRAND NEW home community is located only minutes from beautiful North Carolina beaches as well as the side gate of Camp Lejeune! Residents will enjoy this beautiful community and NO CITY TAXES! The homes are pristinely landscaped for added curb appeal and adorned with a mixture of eye-catching stonework, carriage-style garage doors, two-toned vinyl siding, board and batten, and decorative shakes! The open floor plans are perfect for entertaining, and the rich cabinetry finishes and wall colors add warmth and dimension to the space. The large rooms and walk-in closets are also sure to please! The diverse floor plans will also ensure that your needs for both functionality and aesthetic appeal are always met! Very affordable and built with a superior quality standard and customer service guarantee, this community's amenities, homes, value, and location are a very rare find! Schedule your showing today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-51.3 mi
7/10
Dixon MiddleGrades 6-83.4 mi
4/10
Dixon HighGrades 9-125.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Kitchen Island,Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 761c77
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 91.78 x 144.23 x 109.17 x 189.9

Parking

  • Total spaces: 2
  • Parking features: Concrete,Off Street,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$94$1,128
Property Taxes $204$2,448
Electricity $200$2,405
Total$2,439$29,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,622/yr
40% on housing$73,170/yr
45% on housing$65,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$330
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$383,900
2026-02-20Price change$380,900
2026-02-18Listed for sale$378,900

New Construction

AgentAmber Raynor
BrokerageColdwell Banker Sea Coast Advantage - Jacksonville

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