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415 N Elkhart St Lot 10, Wakarusa, IN, 46573

3beds
2baths
1,064sqft
$69,900
$66price/sqft
$648/moest. monthly cost
$25,920/yrincome needed

About This Home

Recently re-modeled manufactured home featuring 3 Bedrooms; 2 Baths; nice sized living room; drywall on the walls; new flooring; newer kitchen and appliances; laundry room; some new windows; front deck; off street parking and more.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Wakarusa Elementary SchoolGrades K-50.2 mi
8/10
North Wood Middle SchoolGrades 6-80.2 mi
8/10
North Wood High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,064 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$64$768
Property Taxes $47$564
Electricity $184$2,212
Total$648$7,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$25,920/yr
35% on housing$22,217/yr
40% on housing$19,440/yr
45% on housing$17,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 46573$129
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46573$133
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$79,950

For Sale by Owner

Phone(702) 802-8691
View on Zillow

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