29 N Main St N, Smithsburg, MD, 21783
About This Home
Very Nice Top and bottom duplex with 2-two-bedroom units in Smithsburg school district. Rent is $1,200 for the top unit & the bottom unit became vacant in March 2026. The top unit lease expires in January 2027. A great investment with a 14% gross return on investment. A 24-hour notice is required for all showings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1860
Materials
- Foundation: Stone
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Duplex
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Electric Water Heater
Basement
- Area: 598
Basement
- Has basement: Yes
- Basement: Dirt Floor,Partial,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 4
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 2,330
- Total interior livable area: 1,732 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2207005318
- Zoning: U
- Special condition: Standard
Features
- Pool features: None
- Patio & porch: Porch
Lot
- Lot size: 0.50 Acres
- Features: Rear Yard,Middle Of Block
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Detached,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $202 | $2,424 |
| Electricity | $281 | $3,374 |
| Total | $2,127 | $25,524 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $299,900 |
View on Zillow