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1048 Turkey Creek Boat Dock Rd, Tullahoma, TN, 37388

2beds
2baths
1,200sqft
$489,900
$408price/sqft
$3,122/moest. monthly cost
$124,880/yrincome needed

About This Home

**Selling fully furnished and offering closing incentive with preferred lender -- see attached brochure!** Welcome to country living at its finest! Nestled in the peaceful countryside of Tullahoma and directly adjacent to Tims Ford Lake, this beautiful 2024 built property offers the perfect blend of comfort, privacy, and outdoor adventure -- and all just moments from the water at Turkey Creek Boat Dock. Inside you will find a warm and welcoming layout with the primary bedroom and bath on the main level, as well as an additional bedroom, bath, and multipurpose room (currently used as a third bedroom) upstairs. You'll love the inviting cedar ambience, the beautiful gas log fireplace, the open layout kitchen, and large covered porches. Whether you are searching for a full-time residence, a weekend retreat, or an investment opportunity (has been used as a very successful Air B&B), this property delivers gorgeous finishes, peaceful surroundings, and the lake/outdoor lifestyle you are looking for! Schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
4/10
North Middle SchoolGrades 6-810.1 mi
4/10
Franklin Co High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 150
  • Dimensions: 10x15

Bedroom2

  • Area: 150
  • Dimensions: 10x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Area: 160
  • Dimensions: 10x16

Living Room

  • Area: 160
  • Dimensions: 10x16

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 9
  • Dimensions: 3x3

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 99
  • Dimensions: 9x11

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Topography of land: Sloped

Lot

  • Lot size: 0.77 Acres
  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $275$3,300
Property Taxes $195$2,340
Electricity $175$2,103
Total$3,122$37,464

Income You'd Need if You Spent...

35% on housing$107,040/yr
40% on housing$93,660/yr
45% on housing$83,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 37388$154
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37388$185
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$489,900

For Sale by Agent

AgentMichelle Massey
BrokerageRealty One Group Music City

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