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649 Arenzville Rd, Meredosia, IL, 62665

2beds
1baths
1,000sqft
$535,000
$535price/sqft
$4,400/moest. monthly cost
$176,000/yrincome needed

About This Home

Prime opportunity to own a mostly wooded tract located in one of the most sought-after areas of Morgan County. This 50.52-acre +/- turnkey property is located on the bluff and centered in over 20 miles of connecting habitat. The current owner has spent the last several years managing, improving, and enjoying this land. He has taken this property from a raw piece of land to an excellent hunting and recreational parcel. He has been working on updating the home and is 75% finished with the remodel. The excavator and bulldozer created the trails and the clearing for the food plots and the apple orchard. He has piped water over 1,500 feet to the top of the bluff for a wildlife watering system. The steep hills and valleys are intermingled with several cedar thickets and lots of natural prairie grass, providing an immense amount of habitat diversity on this property. These areas help hold the deer population on the land, and the food plots bring them out from all directions, allowing for several great stand locations. The orchard is producing apples, and the addition of the watering system has really increased the number of deer that visit and call this property home. There are 2 lots next to the house that have been cleared and improved with water and power for camper hookups. This would be the perfect spot for a shop build or possible RV rental sites. The home is currently rented during the archery season, which creates a nice income stream. Finding a property in this area with this kind of habitat foundation is extremely rare. If you are looking for a well-laid-out property in a proven hunting area with great lodging and income potential, don't let this one pass you by. call today for a private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Heat Wave
Inland Flooding
Earthquake
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$808$9,696
Property Taxes $757$9,084
Electricity $130$1,569
Total$4,400$52,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,857/yr
40% on housing$132,000/yr
45% on housing$117,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$535This listing

vs Other Active Listings

Avg $/sqft

ZIP 62665$618
Morgan County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 62665$56
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$535,000

For Sale by Agent

AgentJoe Cebuhar
BrokerageWhitetail Properties

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