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2320 Flora Dr, Rockwall, TX, 75032

4beds
3baths
2,243sqft
$500,000
$223price/sqft
$3,681/moest. monthly cost
$147,240/yrincome needed

About This Home

This exquisite home offers over 2,200 sq. ft. of thoughtfully designed space. A striking modern exterior welcomes you with clay brick, black roof, covered front entry, and a cedar garage door. Inside, the open dining and family rooms boast 16-foot vaulted ceilings. a gas fireplace and covered patio which accommodates private relaxation or large gatherings. The heart of the home impresses with a chef-inspired kitchen. Retreat to the secluded primary suite, offering a spa-like bath with a soaking tub, separate shower, dual sinks, and a walk-in closet.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 10 x 16

Features

  • Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,243 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 13

Living Room

  • Level: First
  • Dimensions: 13 x 16

Master Bathroom

  • Level: First
  • Dimensions: 10 x 10

Master Bedroom

  • Level: First
  • Dimensions: 14 x 13

Office

  • Level: First
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: 334814

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: 65 x 120

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage Faces Front,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$316$3,792
Property Taxes $591$7,092
Electricity $246$2,955
Total$3,681$44,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,205/yr
40% on housing$110,430/yr
45% on housing$98,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 75032$234
Rockwall County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 75032$198
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$516,144
2026-04-10Price change$492,180
2026-03-06Price change$490,180
2026-02-19Listed for sale$488,680

New Construction Spec

AgentDina Verteramo
BrokerageHIGHLAND HOMES REALTY

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