12143 Gateway Dr, Elberta, AL, 36530
About This Home
PRICE IMPROVED!!! Don't overlook this charming cottage. If you need additional living space, you are in luck. There is room to expand under the roof square footage up to 1200 sf. The owner previously had a 2 bedroom addition approved. This deeded RV lot offers flexible use options, including full time living, a vacation getaway, or a rental income opportunity. This property includes a well maintained cottage that provides additional living space to complement your RV setup. The cottage features a bright living area with French doors to a large stamped concrete patio, a full kitchen with a gas range, a side-by-side refrigerator, granite countertops, a tile backsplash, accent cabinet lighting, and white cabinetry. Additional features include a stack washer/dryer, a full bath with a walk-in shower, ample storage, tropical landscaping, and RV parking pad. AT&T internet is available. Enjoy Luxury RV Resort Living at its finest in Lake Osprey RV Country Club. Community restrictions apply for RV year, class, and size. HOA dues of $320/month include water, sewer, trash, cable TV, and lawn care. Amenities include a remodeled clubhouse, infinity-edge pool and hot tub, fitness center, laundry facility, pickleball courts, putting green, tiki bar, grilling areas, walking trails, lake access, and fenced dog park. Conveniently located near Gulf Coast beaches, shopping, dining, golf, and regional airports. Buyer to verify all information during due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Metal,Ridge Vent
- Construction materials: Wood Siding,Hardboard,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: RV Coach House
- Property subType: Residential
Interior
Appliances
- Appliances included: Disposal,Microwave,Gas Range,Refrigerator w/Ice Maker,Washer/Dryer Stacked,Tankless Water Heater
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Breakfast Bar,High Speed Internet
- Window features: Window Treatments,Double Pane Windows
- Flooring: Wood
Heating & Cooling
- Heating features: Other
- Cooling features: Other,Ceiling Fan(s)
Interior Area
- Total structure area: 432
- Total interior livable area: 432 sqft
Property
Details
- Parcel number: 5307260000015.019
- Zoning description: Within Corp Limits
Features
- Levels: One
- Stories: 1
- Pool features: Community,Association
- Patio & porch: Patio
- Exterior features: RV Hookup,Irrigation Sprinkler
- Spa features: Community
- Has view: Yes
- View description: None
- Waterfront features: No Waterfront
Lot
- Lot size: 5,706 sqft
- Features: Less than 1 acre,Cul-De-Sac
Parking
- Parking features: RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,445 | $17,340 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $69 | $828 |
| Electricity | $240 | $2,881 |
| Total | $1,911 | $22,932 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $289,900 |
| 2026-02-19 | Listed for sale | $295,000 |
View on Zillow