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102 Ross Dr, Stem, NC, 27581

3beds
3baths
2,164sqft
$333,125
$154price/sqft
$2,175/moest. monthly cost
$87,000/yrincome needed

About This Home

Come tour 102 Ross Dr., Stem, NC, 27581, at Mangum Farms! Welcome to the Penwell! This home offers 3 bedrooms, 2.5 bathrooms, 2,164 sq. ft. of living space, and a 2-car garage. Entering the home, you'll be greeted by an inviting foyer which leads you past a flex room and powder room, then directly into the center of the home. At the heart of the home is a spacious living room that blends with the kitchen and breakfast area, creating an expansive and airy feel. The kitchen is well-equipped with a walk-in pantry, stainless steel appliances, and functional kitchen island, overlooking the living room making it perfect for cooking and entertaining. On the second floor you'll find a loft that offers a flexible space for use as a media room or playroom. The primary bedroom sits at the front of the home on the second floor and features a large walk-in closet off the primary bathroom that boasts a walk-in shower, a dual-vanity, and a water closet for ultimate privacy. The additional two bedrooms upstairs each boast a walk-in closet and have easy access to a full bathroom. The laundry room completes the second floor. With its thoughtful design, spacious layout, and modern conveniences, the Penwell is the perfect new home for you at Mangum Farms. Contact us today to schedule a personal tour! * Photos are not of actual home or interior features and are representative of floorplan only. *

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Butner-Stem ElementaryGrades PK-53.5 mi
6/10
Butner-Stem MiddleGrades 6-83.3 mi
2/10
Granville Central HighGrades 9-123.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Free-Standing Electric Range,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Door features: French Doors,Sliding Doors
  • Window features: Low-Emissivity Windows,Screens
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,164
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Property

Details

  • Parcel number: 087800642733
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Winter Weather
Drought
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,684$20,208
Home Insurance *$121$1,452
Property Taxes $169$2,028
Electricity $201$2,418
Total$2,175$26,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,571/yr
40% on housing$65,250/yr
45% on housing$58,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 27581$147
Granville County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27581$161
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$354,990
2026-04-09Price change$356,390
2026-03-17Price change$359,990
2026-02-19Listed for sale$363,490

New Construction Spec

AgentSam DeStefano
BrokerageDR Horton-Terramor Homes, LLC

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