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5042 Sophia Ln, Hernando, MS, 38632

6beds
3baths
3,085sqft
$674,900
$219price/sqft
$4,381/moest. monthly cost
$175,240/yrincome needed

About This Home

Gorgeous, Custom Built, Like New Home on a 1.66 Acre Lot in Huntington Estates in Hernando ~ Open Floor Plan Features 6 Bedrooms, 3 Bathrooms, & Loft ~ 3-Car Garage with Friends Entrance & Covered Side Porch ~ Sidewalk Leads to Covered Front Porch with Double Front Door Entry ~ Large Foyer ~ Great Room with Vaulted Ceilings, Floor to Ceiling Brick Fireplace with Mantle, Built-Ins, & Double Sliding Glass Back Doors ~ Kitchen with Custom Cabinets to the Ceiling, Tile Backsplash, Stainless Steel Appliances with Gas Range, Quartz Countertops, Large Center Island with Sink & Eat-At Breakfast Bar ~ 2 Walk-In Pantries ~ Dining Room off the Kitchen ~ Laundry Room with Built-Ins, Cabinet, & Hanging Rod ~ Primary Bedroom Includes Private Luxury Salon Bath with Double Vanity, Makeup Table, Free Standing Soaker Tub, Walk-In Shower, & Walk-In Closet with Custom Built-In Drawers & Shelves ~ 2nd Downstairs Bedroom & Full Bathroom for Guests ~ Upstairs Offers a Large Loft Area with 4 Additional Bedrooms & a Full Bathroom ~ Walk-In Attic/Unfinished Bonus Room ~ Outside is a Large Covered Back Patio & Black Aluminum Partially Fenced Backyard ~ Property Line goes Beyond the Tree Line ~ County Taxes Only ~ Call Today to Schedule a Private Showing of this Beautiful Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
9/10
Hernando Middle SchoolGrades 6-83.3 mi
9/10
Hernando High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Double Entry,Sliding Doors
  • Window features: Vinyl
  • Flooring: Vinyl,Carpet,Tile
  • Fireplace features: Great Room
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 3,085
  • Total interior livable area: 3,085 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3079320300002400

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Partial,Other

Lot

  • Lot size: 1.66 Acres
  • Features: Few Trees,Front Yard,Landscaped,Level,Rectangular Lot
  • Lot size dimensions: 522 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener,Garage Faces Side,Parking Pad,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$385$4,620
Property Taxes $298$3,576
Electricity $286$3,442
Total$4,381$52,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,205/yr
40% on housing$131,430/yr
45% on housing$116,826/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$160
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$684,900
2026-03-26Price change$689,900
2026-02-19Listed for sale$694,900

For Sale by Agent

AgentChristy A Gowen, Keller Williams Realty - MS, mu.rets.gowencl
BrokerageKeller Williams Realty - MS

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