7675 Lloyd Ter, Mechanicsville, VA, 23111
About This Home
Welcome to Oak Crest in Mechanicsville! Located off of Shady Grove Rd, this community is just minutes to shopping, restaurants, and I-295. This 3 bed, 2.5 bath home features a 1st floor primary bedroom, 2-car garage, dedicated dining room, walk-in attic storage, spacious and sunny loft, and two patios! Thoughtful details include a tankless water heater, gas cooking, quartz countertops, and full first floor LVP. Peaceful, rural landscape views from the kitchen and back patio. Enjoy maintenance free living and take advantage of the walking paths, pickleball courts, a dog run, and a gazebo!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Asphalt,Brick,Fiber Cement
Other
- Builder model: Brushwood
- Builder name: D.R. Horton
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Ice Maker,Oven,Oven/Range - Gas,Stainless Steel Appliance(s),Tankless Water Heater,Gas Water Heater
- Laundry features: Hookup,Main Level,Washer/Dryer Hookups Only
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Store/Office,Walk-In Closet(s),9'+ Ceilings,Dry Wall
- Flooring: Luxury Vinyl,Carpet
- Finished area above ground: 1,960
Heating & Cooling
- Heating features: Programmable Thermostat,Zoned,Forced Air,Natural Gas
- Cooling features: Central Air,Programmable Thermostat,Zoned,Electric
Interior Area
- Total structure area: 1,960
- Total interior livable area: 1,960 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Exterior features: Lighting,Sidewalks
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $252 | $3,024 |
| Electricity | $202 | $2,433 |
| Total | $2,926 | $35,112 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $469,990 |
| 2026-02-19 | Listed for sale | $470,740 |
View on Zillow