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214 Bay 48th St, Brooklyn, NY, 11214

2beds
2baths
928sqft
$800,000
$862price/sqft
$4,927/moest. monthly cost
$197,080/yrincome needed

About This Home

Why settle for a condo when you can own a three-level home with your own private backyard? Welcome to 214 Bay 48th Street -- an exceptional value opportunity in the heart of Bath Beach, perfect for buyers looking to create something truly their own. This handyman special is priced with potential in mind, offering the chance to renovate, reimagine, and build equity. The top floor features two bedrooms and a full bathroom, while the main level provides a bright living and dining area with direct access to a spacious private backyard -- ideal for entertaining, gardening, or simply enjoying outdoor space. The fully finished basement, complete with an additional full bathroom, offers flexible space for recreation, extended living, or other possibilities (consult your architect). Located just minutes from public transportation, including an approximately 8-minute walk to the subway, with a bus stop nearby. Close to schools, shopping, and the vibrant 86th Street corridor. Opportunities like this don't come often -- bring your vision and make it your own. Great investment opportunity! This property is also offered as a package sale together with 222A Bay 48th St, with a combined asking price of 880,000

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
Ps 212 Lady Deborah MoodyGrades PK-50.2 mi
7/10
4/10
John Dewey High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1945

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Property

Details

  • Parcel number: 069380050
  • Zoning: A5

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft
  • Features: Back Yard
  • Lot size dimensions: 16 x 96

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$263$3,156
Property Taxes $373$4,476
Electricity $246$2,954
Total$4,927$59,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,925/yr
40% on housing$147,810/yr
45% on housing$131,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$862This listing

vs Other Active Listings

Avg $/sqft

ZIP 11214$624
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11214$568
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$800,000
2026-02-19Listed for sale$768,888

For Sale by Agent

AgentAnna Liang
BrokerageDiTommaso Real Estate

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