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23 PINE GROVE Point, Augustine, FL, 32092

3beds
4baths
3,508sqft
$1,224,900
$349price/sqft
$7,907/moest. monthly cost
$316,280/yrincome needed

About This Home

Exceptional ''Cameron'' new-construction single-story POOL HOME on a coveted corner homesite, crafted by Mastercraft Builder Group within the gated enclave of Courtney Oaks at Silverleaf. Offering 3,508 square feet of refined living, this home features four bedrooms, three-and-a-half baths, a private study, formal dining room, and an impressive four-car courtyard-entry garage. RevWood pale oak flooring anchors the main living areas, enhanced by soaring 12-foot ceilings and stacked transom windows that bathe the interiors in natural light. The owner's suite is a true retreat with dual walk-in closets, separate vanities, a freestanding soaking tub, and an expansive walk-in shower with dual shower heads. The gourmet kitchen is a showpiece, showcasing double-stacked neutral cabinetry, warm gold hardware, and a generous island ideal for gathering. Your at home entertainment is complete with an inground saltwater pool and hot tub with screen enclosure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Liberty Pines AcademyGrades PK-83.0 mi
9/10
Creekside High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Gas Cooktop,Gas Water Heater,Microwave,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,508 sqft

Property

Details

  • Parcel number: 0103620630

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,193$74,316
Home Insurance *$596$7,152
Property Taxes $765$9,180
Electricity $353$4,236
Total$7,907$94,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,097/yr
40% on housing$237,210/yr
45% on housing$210,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$220
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,299,900
2026-04-13Price change$1,330,900
2026-03-27Price change$1,168,900
2026-02-19Listed for sale$1,169,332

New Construction

AgentTOBY (LEE) JONES
BrokeragePERRY HOMES

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