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3294&92 Ellisville Blvd, Laurel, MS, 39440

5beds
3baths
5,043sqft
$170,000
$34price/sqft
$1,659/moest. monthly cost
$66,360/yrincome needed

About This Home

Unique opportunity with two homes on one property! Whether you're looking for an investment property, multi-generational living, or a place to live with rental income potential, this property offers flexibility and value. 3292 is a brick ranch featuring approximately 1,673 sq ft with 2 bedrooms and 2 baths. This home needs some TLC but has great bones and plenty of potential to make it your own. 3294 is a charming cottage offering approximately 1,370 sq ft with 3 bedrooms and 1 bath. Full of character, this home would make a great rental, guest house, or mother-in-law residence. Live in one and rent the other, or add both to your investment portfolio.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
West Jones High SchoolGrades 7-125.6 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1934

Materials

  • Foundation: Slab,Crawl Space
  • Roof: Architectural
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Utility Room Floor(None),Utility Room Wall(None)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Single Pane
  • Flooring: Hardwood,None
  • Attic: Pull Down Stairs

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 5,043
  • Total interior livable area: 5,043 sqft

Property

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 1.63 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$233$2,796
Property Taxes $99$1,188
Electricity $468$5,627
Total$1,659$19,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,880/yr
40% on housing$49,770/yr
45% on housing$44,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$98
Jones County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$170,000
2026-02-19Listed for sale$225,000

For Sale by Agent

AgentKandace Monsivais, Broker
BrokerageRed Fox Realty

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