138 S Pawling St, Hagaman, NY, 12086
About This Home
Well-maintained 6 unit rental property located in a very desirable Hagaman area. The building offers a strong unit mix with 2 one-bedroom apartments on the first floor, 2 two-bedroom apartments on the second floor, and 2 furnished one-bedroom apartments on the third floor. The property features first floor coin-operated laundry, a full, clean basement with 2 furnaces, 6 electrical panels, and 7 gas meters. Four units are equipped with space heaters. Tenants pay for heat and electric; landlord pays hot water. Additional highlights include a detached one-car garage and ample off-street parking. All six units are currently rented, generating a gross annual income of $60,120 - a solid, turnkey investment opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bathrooms: 6
- Full bathrooms: 6
Features
- Finished area above ground: 0
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 272003025.0150001030.000
- Lease amount: 0
Features
- Stories: 3
- Frontage length: 0
Lot
- Lot size: 7,800 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,518 | $30,216 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $892 | $10,704 |
| Electricity | $246 | $2,954 |
| Total | $3,771 | $45,252 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $525,000 |
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