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623 Simar St, Iota, LA, 70543

2beds
1baths
895sqft
$97,500
$109price/sqft
$752/moest. monthly cost
$30,080/yrincome needed

About This Home

Move-in ready starter home on two lots in Iota -- not in a flood zone. Features a less-than-1-year metal roof, new windows, new siding, new exterior doors, fresh paint, new floors, leveled foundation with subfloor repairs, new electrical panel, new gas line, and updated bath with new plumbing, tub, vanity & toilet. Includes three brand-new window units. Located near great public schools. Perfect first home with major upgrades already done! Owner/Agent

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Iota Elementary SchoolGrades PK-51.1 mi
8/10
Iota Middle SchoolGrades 6-80.4 mi
6/10
Iota High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Stove Con
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding,Cultured Marble Counters,Formica Counters
  • Window features: Double Pane Windows
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 895 sqft

Property

Details

  • Parcel number: 0440043950

Features

  • Stories: 1
  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: 0 to 0.5 Acres,Level
  • Lot size dimensions: 80' x 130'

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Drought
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $493$5,916
Home Insurance *$83$996
Property Taxes $29$348
Electricity $147$1,773
Total$752$9,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,782/yr
40% on housing$22,560/yr
45% on housing$20,053/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 70543$143
Acadia Parish$87

vs Homes Sold Last Month

Median $/sqft

ZIP 70543$128
Acadia Parish$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-06Price change$97,500
2026-04-21Price change$99,500
2026-03-27Price change$102,500
2026-02-19Listed for sale$104,900

For Sale by Agent

AgentMichael Doughty
BrokeragePlatinum Realty

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