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437 Shoreland Cir, Scottsboro, AL, 35769

2beds
2baths
1,278sqft
$399,900
$313price/sqft
$2,633/moest. monthly cost
$105,320/yrincome needed

About This Home

Welcome to this truly one-of-a-kind new construction featuring stunning lake views and a thoughtful design throughout. Enjoy access to a private community boat launch, making lake days effortless! Inside, you’ll find abundant natural light pouring through oversized windows, creating a bright and inviting atmosphere in every room. The spacious primary suite offers a peaceful retreat complete with a walk-in closet and a private en-suite bath designed for comfort and convenience. The oversized deck is perfect for entertaining, relaxing, or simply soaking in the scenery. If you’ve been searching for something unique — this is it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Other

  • Builder name: DBA ZACK MITCHELL

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Basement,Crawl Space

Bathroom1

  • Features: Double Vanity,Recessed Lighting,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 81

Bathroom2

  • Features: Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 45

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,278 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Recessed Lighting,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 160

Laundry Room

  • Level: First
  • Area: 18

Living Room

  • Features: Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 240

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s)
  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 0601120002057.000

Features

  • Waterfront features: Water Access
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 0.62 Acres

Parking

  • Parking features: Driveway-Paved/Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$272$3,264
Property Taxes $99$1,188
Electricity $240$2,881
Total$2,633$31,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,274/yr
40% on housing$78,990/yr
45% on housing$70,213/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 35769$192
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35769$161
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$449,000
2026-02-19Listed for sale$469,000

New Construction

AgentCliff McCutcheon
BrokerageRE/MAX Today

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