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6815 E Cowboy Trail Way, Stillwater, OK, 74075

3beds
2baths
1,932sqft
$297,500
$154price/sqft
$2,125/moest. monthly cost
$85,000/yrincome needed

About This Home

Discover The Quail Floorplan $3,000 Seller Credit + Storm Shelter + Blinds Upgrade Included! With 1,932 sq. ft. of thoughtfully designed living space, this 4-bedroom, 3-bathroom home offers the perfect balance of comfort and functionality. A large 2-car garage adds convenience and storage, while the open-concept kitchen, dining, and living areas create the heart of the home—ideal for gatherings and everyday living. The private master suite is a true retreat, featuring dual vanities, a walk-in shower, and separate his-and-hers closets. Three additional bedrooms provide plenty of space for family, guests, or a dedicated home office. A walk-in pantry, utility room, and extra storage throughout the home add everyday practicality. Enjoy evenings on the covered patio, host dinners in the dining area, or simply relax in the spacious living room. Located in desirable communities with excellent schools and easy access to major highways, the Quail Plan offers both comfort and convenience. Experience the perfect blend of suburban tranquility and urban accessibility. Schedule your showing today! Pictures are of completed homes with the same floor plan

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-125.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Details

  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.75 Acres
  • Features: Irregular
  • Lot size dimensions: 212 x 151

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,504$18,048
Home Insurance $287$3,444
Property Taxes $190$2,280
Electricity $144$1,732
Total$2,125$25,500

Income You'd Need if You Spent...

35% on housing$72,857/yr
40% on housing$63,750/yr
45% on housing$56,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 74075$154
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74075$160
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$297,500

For Sale by Agent

AgentJason Utley
BrokerageOne Broker Place

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