




4567 Harris Elliot Rd, Lincolnton, NC, 28092
About This Home
The Penwell is a spacious & modern 2 story home designed w/ open concept living in mind. This home features 3 bedrooms, an open upstairs loft, 2.5 bathrooms & a 2 car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer along with a flex space that leads directly into the heart of the home: the great room. This impressive space features a living room, dining area, & well-appointed kitchen. The kitchen is equipped w/ a pantry, stainless steel appliances, & a large island, making it perfect for both cooking & casual dining. Your stairs are tucked away in the back of the home. Home also features a large primary suite, complete w/ an oversized walk-in closet & en suite bathroom featuring dual vanities & a spacious shower. The additional bedrooms share a full bath that includes dual vanities.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Construction materials: Stone Veneer,Vinyl
Other
- Builder model: Penwell K
- Builder name: D.R Horton
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,In Hall,Laundry Room,Washer Hookup
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Door features: Sliding Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Vinyl
- Fireplace features: Family Room,Gas
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,175
Flex Space
- Level: Main
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,175
- Total interior livable area: 2,175 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 107848
- Zoning: PRD
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 0.16 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Door Opener,Parking Space(s),Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,649 | $19,788 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $165 | $1,980 |
| Electricity | $202 | $2,430 |
| Total | $2,150 | $25,800 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Listed for sale | $345,140 |
