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3798 Harbor Ridge Trl, Erie, PA, 16510

0beds
2baths
2,560sqft
$776,000
$303price/sqft
$5,615/moest. monthly cost
$224,600/yrincome needed

About This Home

2,560 square feet of finished space in structure, with additional unfinished basement and large unfinished attic, located on 6.69 acres, a great piece of real estate with a lot of potential, and flexible zoning, including commercial uses. Situated adjacent to nice golf course and community in the quiet family oriented and convenient town of harbor creek. Valuable real estate, including a cul-de-sac ending on the property. Property has a lot of growth and development potential.

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

8/10
Clark El SchoolGrades K-60.6 mi
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Unknown

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood

Interior Area

  • Total interior livable area: 2,560 sqft

Property

Features

  • Exterior features: Vinyl,Cement / Concrete
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 6.69 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,923$47,076
Home Insurance *$430$5,160
Property Taxes $982$11,784
Electricity $280$3,370
Total$5,615$67,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,514/yr
40% on housing$168,450/yr
45% on housing$149,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 16510$133
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16510$135
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Listed for sale$776,000

For Sale by Owner

AgentProperty Owner

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