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865 E Virginia Lane Lot 187, Nixa, MO, 65714

5beds
3baths
3,554sqft
$474,999
$134price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

Welcome to the Meadow, a home designed with both elegance and functionality in mind. The open-concept floor plan offers a seamless flow from the sunlit living room to a gourmet kitchen, perfect for entertaining or everyday family life. Step out onto the deck, an ideal spot for morning coffee or evening relaxation. The fully finished basement adds even more living space, featuring a large rec room and additional bedrooms, perfect for guests or a home office. The primary suite is your personal retreat, complete with a spa-inspired bathroom and luxurious 3x5 shower. With a three-car garage and thoughtful design throughout, the Meadow is more than just a home - it's where your best memories are made. *Photos may be of a similar home*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Nixa Junior High SchoolGrades 7-81.7 mi
10/10
Nixa High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Exhaust Fan,Microwave,Disposal
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet,Luxury Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,777
  • Finished area above ground: 1,777

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,554
  • Total interior livable area: 3,554 sqft

Property

Details

  • Parcel number: 110419002006079000

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Patio,Covered,Front Porch,Deck
  • Exterior features: Rain Gutters

Lot

  • Lot size: 7,405 sqft
  • Features: Curbs

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$327$3,924
Property Taxes $273$3,276
Electricity $271$3,256
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 65714$166
Christian County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65714$169
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$484,999
2026-02-20Listed for sale$490,900

New Construction

AgentBussell Real Estate
BrokerageMurney Associates - Primrose

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