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901 12th St, Virginia Beach, VA, 23451

3beds
3baths
1,850sqft
$724,900
$392price/sqft
$4,649/moest. monthly cost
$185,960/yrincome needed

About This Home

The Sawyer on 12th St is a charming residence less than a mile from the beach on a dead-end road minimizing traffic. It boasts 3 bedrooms and 3 bathrooms within a comfortable 1850 square feet of living space. The heart of the home lies in the seamless integration of the living and kitchen areas, creating a harmonious flow great for both daily living and entertaining. Upstairs, you'll discover three bedrooms, including the serene owner's suite, along with a well-appointed laundry room and a full bathroom. Nestled at the back of the home for added privacy, the owner's suite offers a tranquil retreat, complete with a double vanity, a tile shower, and a linen closet, providing both comfort and convenience.

Getting Around

50
WalkingSomewhat Walkable
44
TransitSome Transit
74
BikeVery Bikeable

Schools

7/10
7/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle,Metal
  • Construction materials: Shingle Siding,Vinyl Siding

Other

  • Builder name: Bishard Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,850 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Partial,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,2 Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$311$3,732
Property Taxes $471$5,652
Electricity $202$2,433
Total$4,649$55,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,394/yr
40% on housing$139,470/yr
45% on housing$123,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 23451$441
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23451$402
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction Spec

AgentStacy Potts
BrokerageFocus Realty LLC

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