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20 Maui CIR #20, Naples, FL, 34112

3beds
3baths
1,775sqft
$430,000
$242price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 3-bath home, where comfort meets effortless elegance. Nestled on a quiet street in a highly sought-after, friendly neighborhood, this move-in ready residence offers the perfect blend of style and peace of mind.From the moment you arrive, you’ll appreciate the thoughtful upgrades throughout, including a newer roof, a one-year-old A/C system, an upgraded electrical panel, and impact windows adorned with classic plantation shutters. Inside, light-filled open spaces and ceramic tile flooring create a warm and welcoming atmosphere.The kitchen is a true centerpiece, featuring gleaming granite countertops, rich dark wood cabinetry with soft-close doors and drawers, and a full suite of appliances replaced just two years ago—perfect for both everyday living and entertaining. The spacious primary suite, privately situated off the Florida room, offers its own exterior entrance—ideal for guests or as a potential mother-in-law suite. Step outside and unwind beneath the pergola, where you can enjoy a good book surrounded by lush, tranquil landscaping. Located just minutes from world-class shopping and dining, as well as the charm of Olde Naples and its pristine sugar-sand beaches, this home offers the very best of Florida living with exceptionally low HOA fees.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
Lely Elementary SchoolGrades PK-53.4 mi
8/10
5/10
Lely High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Washer/Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Multi Phone Lines,Pantry,Smoke Detectors,Walk-In Closet(s),Family Room,Florida Room,Laundry in Garage
  • Window features: Impact Resistant Windows,Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 1,775 sqft

Property

Details

  • Parcel number: 55600800008

Features

  • Stories: 1
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$432$5,184
Property Taxes $211$2,532
Electricity $197$2,366
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 34112$233
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34112$308
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$430,000
2026-07-30Price change$430,000
2026-07-12Listed for sale$448,900
2026-06-01Listing removed$454,900
2026-03-16Price change$454,900
2026-02-20Listed for sale$475,000

For Sale by Agent

AgentV. K. Melhado, III
BrokerageDowning Frye Realty Inc.

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