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12-7067 Kamoamoa St, Pahoa, HI, 96778

--beds
0baths
--sqft
$108,000
--price/sqft
$999/moest. monthly cost
$39,960/yrincome needed

About This Home

Kalapana Sea View Estates: Your Affordable Oceanside Oasis. Dreaming of a peaceful, oceanside lifestyle in Hawaii? Want to save a lot by finishing it yourself? Look no further! This privately located property in Kalapana Sea View Estates has done the heavy lifting for you. * 16' X 16' + 6' X 16' Covered Lanai, about 352 sq. ft. under roof. *Electric wiring and Plumbing are roughed in. *Septic Tank and Leach Field are in place. *Fully Fenced and Gated. *Privacy on the edge of the subdivision, across from huge vacant acreage. Located near the stunning black sand beach of Kehena, this property features easy access to paved roads and nearby amenities, all while immersing yourself in the natural beauty of Hawai'i. With no HOA or CC&Rs, you'll have the freedom to customize your property from here. The low annual community dues of $100 ensure that the neighborhood's three parks remain well-maintained. The roadways are paved, County owned and maintained.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-65.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3120400040000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 7,871 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire
Coastal Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$48$576
Property Taxes $31$372
Electricity $374$4,497
Total$999$11,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,251/yr
40% on housing$29,970/yr
45% on housing$26,640/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$245
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$98,000
2026-04-10Price change$108,000
2026-02-18Listed for sale$120,000

New Construction

AgentK. Aaron Kapp
BrokerageHilo Bay Realty LLC

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