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555 N Springfield Ave, Chicago, IL, 60624

5beds
3baths
0sqft
$449,499
--price/sqft
$3,513/moest. monthly cost
$140,520/yrincome needed

About This Home

**Only ONE home left!** Welcome to this updated 5-bedroom, 3-bathroom home with an extra office nook, located in the heart of West Humboldt Park. This corner home combines modern style with practical everyday living. As you walk in, you'll notice the open layout, high vaulted ceilings, hardwood floors, and clean finishes that make the space feel bright and welcoming. The kitchen includes stainless steel appliances and has plenty of room for cooking, hosting, or enjoying meals with family. It opens right into the living and dining areas, making it great for both entertaining and daily life. Two of the five bedrooms are upstairs, giving you some extra privacy and space for guests or family. The lower level has heated floors to keep you warm all year long, plus a office/den space, perfect for working from home or relaxing. All three bathrooms are updated with Moen fixtures, and the home includes extras like a side entrance for convenience, automatic lights in the laundry room, a tankless water heater for saving energy, and lots of storage space throughout. Outside, enjoy a fully fenced, nicely landscaped backyard, perfect for hanging out, letting kids or pets play, or hosting friends. There's also a 2-car garage in the back with more storage and easy access. This move-in ready home has everything you need.. space, comfort, and style, all in a great Chicago neighborhood. Don't miss your chance to make it yours! ***This location qualifies for the following lending incentives; Federal Home Loan Bank of Chicago (FHLBC), Freddie Mac BorrowSmartSM Low Income Program, Fannie Mae HomeReady Very Low Income Program (VLIP), Freddie Mac Home Possible Very Low Income Program (VLIP), IHDA Access Forgivable, IHDA Access Deferred, IHDA Access Repayable. Some programs may contain limited funds or a limited time frame and may not be available at the time of application, and may carry first-time homebuyer restrictions and/or require homebuyer education.***

Getting Around

52
WalkingSomewhat Walkable
67
TransitGood Transit
61
BikeBikeable

Schools

3/10
Ward L Elementary SchoolGrades PK-80.2 mi
1/10
Orr Academy High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Gas Cooktop,Electric Oven,Electric Water Heater
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Window Treatments (Blinds)
  • Level: Basement
  • Area: 117
  • Dimensions: 9X13

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Bedroom4

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Bedroom5

  • Features: Window Treatments (Blinds)
  • Level: Basement
  • Area: 104
  • Dimensions: 8X13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 126
  • Dimensions: 9X14

Features

  • Vaulted Ceiling(s),In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Granite Counters,Pantry
  • Window features: Drapes
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Radiant,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen (Pantry-Closet,Pantry-Walk-in,Custom Cabinetry,Granite Counters,Pantry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 126
  • Dimensions: 9X14

Laundry

  • Level: Basement
  • Area: 78
  • Dimensions: 6X13

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 396
  • Dimensions: 18X22

Master Bedroom

  • Features: Window Treatments (Blinds),Bathroom (Full)
  • Level: Basement
  • Area: 182
  • Dimensions: 13X14

Study

  • Level: Basement
  • Area: 70
  • Dimensions: 5X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16111200010000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Fencing: Fenced

Lot

  • Lot size: 3,125 sqft
  • Features: Landscaped
  • Lot size dimensions: 25 X 125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$463$5,556
Property Taxes $648$7,776
Electricity $130$1,569
Total$3,513$42,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,445/yr
40% on housing$105,390/yr
45% on housing$93,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60624$198
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60624$148
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentDanielle Dowell
BrokerageBerkshire Hathaway HomeServices Chicago

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