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959 W Ogden Ave, Naperville, IL, 60563

4beds
2baths
3,584sqft
$739,000
$206price/sqft
$5,410/moest. monthly cost
$216,400/yrincome needed

About This Home

Getting Around

34
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

9/10
8/10
Jefferson Jr High SchoolGrades 6-81.4 mi
9/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 180
  • Dimensions: 12X15

Bedroom3

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Bedroom4

  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Family Room

  • Level: Main
  • Area: 375
  • Dimensions: 15X25

Features

  • Vaulted Ceiling(s)
  • Door features: French Doors
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,584 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 14X9

Laundry

  • Level: Basement
  • Area: 144
  • Dimensions: 16X9

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 210
  • Dimensions: 15X14

Office

  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Play Room

  • Level: Basement
  • Area: 345
  • Dimensions: 15X23

Recreation Room

  • Level: Basement
  • Area: 437
  • Dimensions: 19X23

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0712303029
  • Special condition: None

Features

  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Water view: Water

Lot

  • Lot size: 56 Acres

Parking

  • Total spaces: 8
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$236$2,832
Property Taxes $1,163$13,956
Electricity $275$3,308
Total$5,410$64,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,485/yr
40% on housing$162,300/yr
45% on housing$144,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 60563$303
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60563$267
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$749,000

For Sale by Agent

AgentKatie Minott
BrokerageJameson Sotheby's International Realty

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