215/217 Lloyd Street, Holly Ridge, NC, 28445
About This Home
Turnkey investment opportunity generating $2,500 per month in rental income with long-term tenants in place. This fully occupied duplex offers immediate income from day one and strong rental stability in a growing coastal market! Located in the heart of Holly Ridge, just minutes from Surf City beaches and conveniently positioned between Jacksonville and Wilmington, this property sits in one of Eastern North Carolina's steadily growing areas! Easy access to Hwy 17 makes commuting simple while still enjoying the relaxed coastal lifestyle that continues to draw residents to the area! Home includes a partial private fenced-in yard, adding tenant appeal and functional outdoor space! With continued development and expansion in the surrounding area, this property presents an excellent opportunity for investors seeking steady income today with long-term growth potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Washer,Refrigerator,Dryer
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
Features
- Ceiling Fan(s)
- Flooring: LVT/LVP,Carpet,Vinyl
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Details
- Parcel number: 423711558797
- Zoning: R-15A
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Front Porch
- Fencing: Back Yard
- Has view: Yes
- View description: None
- Frontage type: See Remarks
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 263.59 x 80 x 263.61 x 80
Parking
- Total spaces: 6
- Parking features: On Site,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $213 | $2,556 |
| Electricity | $223 | $2,682 |
| Total | $2,556 | $30,672 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-06 | Price change | $399,995 |
| 2026-04-13 | Price change | $414,000 |
| 2026-02-23 | Listed for sale | $418,995 |
View on Zillow