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3326 Bob Tolbert Rd, Navarre, FL, 32566

6beds
4baths
2,926sqft
$599,900
$205price/sqft
$4,335/moest. monthly cost
$173,400/yrincome needed

About This Home

THESE ARE STOCK PHOTOS – NOT ACTUAL LOT-SPECIFIC FINISHES. PHOTOS REPRESENT SIMILAR HOMES PREVIOUSLY BUILT. Designed for the way you actually live, this thoughtfully crafted, semi-custom Craftsman-style home offers nearly 3,000 square feet of space, flexibility, and timeless character. With 5 bedrooms and 3.5 bathrooms, the layout is both functional and inviting—ideal for daily life and effortless entertaining. From the moment you enter, vaulted ceilings and eye-catching cypress wood beams create warmth and architectural interest that set this home apart from typical new construction. The open-concept kitchen and main living area flow naturally together, featuring tall cabinetry, generous storage, breakfast nook and formal Dining Room. The primary suite is conveniently located on the main level, designed as a true retreat with a freestanding soaking tub and a beautifully finished walk-in shower, free standing tub and 2 separate "His" and "Her's" closets. Also on the main level is a dedicated home office, perfectly positioned for remote work, study, or a quiet flex space away from the main living areas. Step outside to the covered back patio, an extension of the living space that’s ideal for morning coffee, evening gatherings, or simply enjoying the outdoors year-round. Unlike standard builder-grade homes, this property offers meaningful opportunities to personalize your finishes. Buyers may select flooring, quartz countertops, and cabinetry colors, allowing you to shape the look and feel while still enjoying the ease of new construction. The result is a home that feels intentional, not mass-produced. Built by a family-owned builder known for craftsmanship, integrity, and attention to detail, this home reflects a hands-on approach and pride in every build. If you’re searching for new construction with character, thoughtful design, and flexibility, this home is one you won’t want to miss. Contact us today to learn more about available options and customization.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Microwave,Self Cleaning Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Appliances

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 130

Features

  • Baseboards,Ceiling Fan(s),High Ceilings,High Speed Internet,Recessed Lighting,Vaulted Ceiling(s),Smart Thermostat
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,926
  • Total interior livable area: 2,926 sqft

Office

  • Level: First
  • Area: 120

Property

Details

  • Parcel number: 391s270000049030000
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.29 Acres
  • Features: Central Access
  • Lot size dimensions: 143 X 119 X 90 X 95

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$709$8,508
Property Taxes $299$3,588
Electricity $294$3,533
Total$4,335$52,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,628/yr
40% on housing$130,050/yr
45% on housing$115,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Listed for sale$599,900
2026-01-28Pending sale$599,900
2026-01-23Listed for sale$599,900

New Construction

AgentDahlia Aitova
BrokerageRealty Hub

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