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788 E Deep Gap Farm Rd, Mill Spring, NC, 28756

4beds
5baths
3,224sqft
$3,224,000
$1,000price/sqft
$19,121/moest. monthly cost
$764,840/yrincome needed

About This Home

Nestled within the gates of Bright’s Creek Golf & Equestrian Community and located in the foothills of the Blue Ridge Mountains, the “Stoney Mountain” modern residence offers a rare blend of architectural sophistication and natural serenity. Custom designed interiors by a team of Miami luxury designers. Every element in the space design was chosen to harmonize with its surroundings, the home features stone, warm wood textures, and expansive walls of glass that capture sweeping mountain views. Clean contemporary lines meet timeless materials, creating a retreat that feels both grounded and refined.Inside, soaring ceilings and an open-concept layout invite effortless living and entertaining. The chef’s kitchen anchors the main living space with all wood custom cabinetry, premium appliances, and a large island perfect for gathering after a day on the course or exploring nearby trails. The primary suite serves as a private sanctuary, complete with spa-inspired bath, generous walk-in closet, and tranquil views of the surrounding landscape. Each of the secondary suite bathrooms have custom live edge vanities and stone accented tiles.The wine room located just below the stairs is designed to bring the “Stony Mountain” feel with a lighted stone wall and bottle racks enclosed in glass with temperature control. Designed for effortless indoor-outdoor living, the oversized deck captures sweeping views of manicured fairways and dramatic mountain ridge lines. Whether hosting sunset dinners, enjoying a quiet glass of wine, or simply taking in the peaceful rhythm of the course below, this space transforms everyday moments into extraordinary experiences. Conveniently located near the charming downtown streets of Tryon, Saluda, and Hendersonville, this exceptional property offers privacy, prestige, and the lifestyle Bright’s Creek is known for — championship golf, equestrian culture, and breathtaking mountain beauty. Photos are virtually staged.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Polk County High SchoolGrades 9-126.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Laundry Room,Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Tile
  • Fireplace features: Great Room
  • Finished area below ground: 1,486
  • Finished area above ground: 1,738

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 3,224 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Lower

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: P2971
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: Arena,Boarding Facilities,Equestrian Facilities,Paddocks,Pasture,Riding Trail,Stable(s),Tack Room,Trailer Storage,Wash Rack

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool,Salt Water
  • Patio & porch: Deck,Patio,Porch
  • Has view: Yes
  • View description: Golf Course,Long Range,Mountain(s),Year Round
  • Waterfront features: None

Lot

  • Lot size: 0.79 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,302$195,624
Home Insurance *$1,176$14,112
Property Taxes $1,343$16,116
Electricity $300$3,603
Total$19,121$229,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$655,577/yr
40% on housing$573,630/yr
45% on housing$509,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 28756$463
Polk County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28756
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$3,224,000

New Construction

AgentJJ Murphy
BrokerageHoward Hanna Beverly-Hanks

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