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122 E Chemung Pl, Elmira, NY, 14904

8beds
3baths
5,649sqft
$215,000
$38price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

With over 5,000 square feet of thoughtfully updated space, this expansive Elmira property offers exceptional flexibility and functionality. The home features 8 bedrooms (3 on the main level and 5 on the second floor) along with 3 full bathrooms, including one designed with accessibility in mind. The open kitchen and dining area flows seamlessly into a spacious family room with sliding glass doors leading to a deck with ramp access, a fenced backyard, and additional paved parking area. Designed for comfort and efficiency, the property is equipped with three furnaces, central air conditioning, a partial generator system, and an integrated commercial fire system. A dedicated office space and a full laundry room with two sets of washers and dryers add to the home’s versatility. The layout and infrastructure provide numerous possibilities. Whether you're seeking a large residence, space for multi-generational living, or exploring residential investment or community-oriented uses, this property offers a rare combination of size, systems, and adaptability. This home is zoned for commercial use; buyers are encouraged to verify permitted uses with local zoning authorities. Opportunities offering this level of square footage, functionality, and flexibility do not come along often.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

--
Riverside SchoolGrades PK-20.3 mi
4/10
Ernie Davis AcademyGrades 7-81.7 mi
3/10
Elmira High SchoolGrades 10-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen/Family Room Combo,Window Treatments,Bedroom on Main Level
  • Window features: Drapes
  • Flooring: Laminate,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,649
  • Total interior livable area: 5,649 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Low Threshold Shower,Accessible Approach with Ramp,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 07040009900700050870000000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 70 x 164

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$190$2,280
Property Taxes $358$4,296
Electricity $933$11,202
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$56
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$215,000
2026-02-23Listed for sale$254,000

For Sale by Agent

AgentKelly McKay
BrokerageWarren Real Estate

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