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4137 State Highway 79 S, Guntersville, AL, 35976

4beds
4baths
4,182sqft
$739,780
$177price/sqft
$4,985/moest. monthly cost
$199,400/yrincome needed

About This Home

Under Construction-Under Construction - DO YOU WANT A NEW HOME, BUT NOT THE STRESS OF BUILDING? Located on Lake Guntersville (in the Spring Creek lake area)and within Guntersville city limits, this new construction home offers over 4,000 sq. feet of living space. The property features 4 bedrooms and 4 baths with an open floor plan designed for comfortable, functional living and generous space for everyday use and entertaining. Conveniently situated near local amenities, dining, and shopping. Property includes lake access with the ability to construct a 5-foot wide dock, subject to TVA approval.$10K Seller Concession available.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
9/10
6/10
Guntersville High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: AW CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: First
  • Area: 195

Bedroom3

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: First
  • Area: 156

Bedroom4

  • Features: Wood Floor
  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Recessed Lighting,LVP
  • Level: Basement
  • Area: 630

Family Room

  • Features: Recessed Lighting,Wood Floor
  • Level: Second
  • Area: 575

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 4,182 sqft

Kitchen

  • Features: Granite Counters,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 400

Laundry Room

  • Level: First
  • Area: 35

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: First
  • Area: 600

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 1509291000011.004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Front Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,740$44,880
Home Insurance *$594$7,128
Property Taxes $184$2,208
Electricity $467$5,615
Total$4,985$59,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,914/yr
40% on housing$149,550/yr
45% on housing$132,933/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$739,780
2026-07-08Listed for sale$749,900
2026-06-08Listing removed$789,780
2026-02-23Listed for sale$789,780

New Construction

AgentJeri Franks
BrokerageLeading Edge RE Group-Gtsv.

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