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W San Carlos St, San Jose, CA, 95126

--beds
--baths
4,800sqft
$2,500,000
$521price/sqft
$15,335/moest. monthly cost
$613,400/yrincome needed

About This Home

Listing includes 3 parcels 1237, 1249 and 1261 W. San Carlos St in a prime location of San Jose. Existing properties are 2 Duplexes, one single Family Home and a Restaurant with total lot of about 15,400 sf. PLEASE DO NOT DISTURB TENANTS

Getting Around

87
WalkingVery Walkable
68
TransitGood Transit
91
BikeBiker's Paradise

Schools

2/10
4/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Five Or More Units,Residential Income

Interior

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,800 sqft

Property

Accessibility

  • Accessibility features: Parking,Customized Wheelchair Accessible

Details

  • Parcel number: 26141009
  • Zoning: CP
  • Special condition: Standard

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Common,Drive Through,Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$249$2,988
Property Taxes $1,416$16,992
Electricity $1,029$12,351
Total$15,335$184,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$525,771/yr
40% on housing$460,050/yr
45% on housing$408,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 95126$637
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95126$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$2,500,000

For Sale by Agent

AgentHamid Reiisi
BrokerageBayview Residential Brokerage

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