56695 Main St N, Charlo, MT, 59824
About This Home
This unique property is ready for its next chapter. Originally set up as a classic diner and more recently used as a residential rental, it offers endless possibilities for its next owner. Whether you envision a small business, studio, rental, or a personalized retreat, this versatile space can bring your ideas to life. The lot features RV parking with a sewer hookup in the back, plus additional parking along the side of the building with convenient alley access. A rare opportunity with great potential, bring your vision and make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Poured
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 3
- 1/2 bathrooms: 3
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Gas,Propane,Stove
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,392 sqft
Property
Details
- Parcel number: 15286805207080000
- Special condition: Standard
Features
- Patio & porch: Covered,Front Porch
- Exterior features: Rain Gutters,RV Hookup,Propane Tank - Leased
- Fencing: Back Yard
Lot
- Lot size: 7,013 sqft
- Features: Back Yard
Parking
- Parking features: Additional Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Ice Storm
- Avalanche
- Earthquake
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance | $108 | $1,296 |
| Property Taxes | $59 | $708 |
| Electricity | $151 | $1,812 |
| Total | $1,076 | $12,912 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $150,000 |
| 2026-02-23 | Listed for sale | $185,000 |
For Sale by Agent
View on Zillow