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401 Spruce Ln, Canonsburg, PA, 15317

4beds
4baths
2,214sqft
$439,900
$199price/sqft
$3,004/moest. monthly cost
$120,160/yrincome needed

About This Home

Beautiful townhome on Cul de sac street this end unit has so many bells and whistles. Open concept first floor with tons of natural light, owner added extra window to maximize, neutral colors and hardwood throughout. kitchen with tons of cabinets for storage, oversized island, stainless steel appliances and quartz counter tops. Step out to a covered deck with fireplace, the perfect place to enjoy a cup of coffee or evening beverage. Upstairs the primary ensuite has an amazing, custom walk-in closet, large bathroom with double sink and glass shower. Two additional bedrooms plus a full bathroom and laundry. 4th bedroom with full bathroom ensuite is on lower level, storage space, 2 car garage. Large side yard is part of property. Conveniently located to Route 19 shops & restaurants, South Pointe and 79.HOA includes lawn maintenance, mulching, snow removal and community clubhouse with fitness center, fire pit and outdoor game area.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Canonsburg Middle SchoolGrades 7-83.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial,Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 14x12

Bedroom3

  • Level: Upper
  • Dimensions: 13x11

Bedroom4

  • Level: Lower
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 14x9

Features

  • Kitchen Island,Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Kitchen

  • Level: Main
  • Dimensions: 16x11

Living Room

  • Level: Main
  • Dimensions: 18x17

Master Bedroom

  • Level: Upper
  • Dimensions: 16x14

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,881 sqft
  • Lot size dimensions: 0.0891

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$135$1,620
Property Taxes $403$4,836
Electricity $242$2,914
Total$3,004$36,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,994/yr
40% on housing$90,120/yr
45% on housing$80,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 15317$233
Washington County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 15317$196
Washington County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$445,000
2026-02-11Listed for sale$450,000

For Sale by Agent

AgentKassie Cable
BrokerageHOWARD HANNA REAL ESTATE SERVICES

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