See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

301 N 1st St Unit 4, Hamilton, MT, 59840

2beds
2baths
1,565sqft
$549,000
$351price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

In the heart of Downtown Hamilton lies an ideally situated Condo unit with easy access to the river, hospital, banks, coffee shops and everything else Main Street offers. There is 1565 square feet of luxury, with two bedrooms, two tiled baths, granite countertops, wide open kitchen layout for easy entertaining, a fireplace and a 200 square foot covered deck with great views of the Bitterroots. You will love the convenience and the attention to detail. Affordable H.O.A. fees. Come live the good life here in a very low maintenance building. 24 hour notice to show.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

--
Washington SchoolGrades PK-K0.3 mi
4/10
Hamilton Middle SchoolGrades 5-80.4 mi
8/10
Hamilton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,565 sqft

Property

Details

  • Parcel number: 13146725115017005
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: City
  • Topography of land: Level

Lot

  • Lot size: 1,742 sqft
  • Features: Landscaped,Level

Parking

  • Parking features: Additional Parking,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Ice Storm
Lightning
Avalanche
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $152$1,824
Property Taxes $187$2,244
Electricity $151$1,812
Total$3,266$39,192

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 59840$325
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59840
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$549,000

For Sale by Agent

AgentMax Coleman
BrokerageEXIT Realty Bitterroot Valley South

Similar Homes