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307 Sagebiel Ranch Road, Fredericksburg, TX, 78624

--beds
--baths
--sqft
$312,000
--price/sqft
$2,177/moest. monthly cost
$87,080/yrincome needed

About This Home

13 acres of pure Texas Hill Country. Great home site possibilities with good hunting and a peaceful setting to enjoy sunsets. Located only minutes from Enchanted Rock State Park. Just 25 minutes from beautiful downtown Fredericksburg where dining, shopping, and live music can be enjoyed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
6/10
Fredericksburg High SchoolGrades 9-1215.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 107555

Features

  • Waterfront features: No

Lot

  • Lot size: 13 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$147$1,764
Property Taxes $215$2,580
Electricity $238$2,859
Total$2,177$26,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,640/yr
40% on housing$65,310/yr
45% on housing$58,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$367
Gillespie County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$312,000

For Sale by Agent

AgentTodd A Liverman
BrokerageJD Yates Liverman Real Estate

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