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2103 Harmon Cove Tower #2103, Secaucus, NJ, 07094

2beds
3baths
1,849sqft
$449,000
$243price/sqft
$3,158/moest. monthly cost
$126,320/yrincome needed

About This Home

Experience the pinnacle of urban luxury in this stunning Penthouse duplex at Harmon Cove Towers. Boasting 2 bedrooms 2.5 baths, 1,853 sq. ft. of renovated living space, this 21st-floor gem features three private outdoor spaces, including a spectacular Private Rooftop Terrace with panoramic NYC Skyline views. The sun-drenched open floor plan flows seamlessly from the oversized living/dining area to a massive walk-out terrace. The chef’s eat-in kitchen is a showstopper, featuring brand-new stainless-steel appliances, granite countertops, plenty of modern cabinets and a generous pantry. Retreat to the palatial primary suite, upstairs, complete with a renovated master bathroom, private sauna, walk-in closet, walk- out terrace, and direct access to your rooftop sanctuary with spectacular NYC views—perfect for hosting BBQs, quiet sunbathing or gardening. 2nd bedroom with closet, Additional closet in the hallway, 2nd full bathroom & laundry area complete the 2nd level Freshly Painted, Only steps away from the elevator, rare floor plan, Central A/C, one deeded indoor/ covered parking space comes with the unit, in-unit Washer dryer, private & spacious bedrooms, ample closet space throughout. Enjoy premium amenities including a 24-hour doorman/ concierge, security, elevators, pool, kids' pool, gym with steam/ sauna room & locker room, tennis courts/ basketball court, game room/ recreation room, bike room, indoor kids playroom/ nursery, play area, dog park & much more. A commuter's Dream with covered bus-stop directly under the building with express NJ transit bus to NYC and proximity to Secaucus Junction. Quiet town w/ great schools, restaurants, parks, sports field, town pool, recreation center, stores etc. Great location close to NJ Turnpike, Route 3 & Newark Airport, NYC, MetLife Stadium & American Dream Mall.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Secaucus Middle SchoolGrades 6-82.0 mi
7/10
Secaucus High SchoolGrades 9-122.0 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Terrace,3 Other Rooms
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,849
  • Total interior livable area: 1,849 sqft

Property

Details

  • Exclusions: Personal belongings

Parking

  • Parking features: 1 Car,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Heat Wave
Cold Wave
Earthquake
Hail
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$102$1,224
Property Taxes $583$6,996
Electricity $203$2,445
Total$3,158$37,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,274/yr
40% on housing$94,740/yr
45% on housing$84,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 07094$315
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07094$399
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$464,900
2026-02-23Listed for sale$499,900

For Sale by Agent

AgentRUCHIKA GOGIA
BrokerageREMAX SELECT

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