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1951 N Ridge Dr, Sullivan, NY, 13037

4beds
3baths
2,391sqft
$600,900
$251price/sqft
$4,652/moest. monthly cost
$186,080/yrincome needed

About This Home

Welcome to a stunning 4 bedroom, 2.5 bath new-construction opportunity where thoughtful design meets the freedom to make every finish your own. Set within North Ridge, a desirable community backing to 79 acres of forever-wild green space, this exceptional floor plan offers privacy, peaceful views, and a lifestyle that feels connected to nature while remaining close to everyday conveniences. A charming full covered front porch creates a warm first impression and the perfect place to unwind. While inside, you walk through the spacious foyer and the home opens to a breathtaking two-story great room filled with natural light and architectural drama. The open-concept layout seamlessly connects the kitchen, dining area, and living space — ideal for entertaining or simply enjoying daily life with ease. The kitchen has a walk-in pantry, kitchen island, and an abundance of cabinetry. Designed for modern living, the main level also features a private office or den, plus a spacious mudroom that keeps everything organized as you come and go. Upstairs, the layout continues to impress with a luxurious primary suite, generously sized secondary bedrooms, a versatile loft, and the convenience of second-floor laundry — one of today’s most sought-after features. This beautifully designed home blends open concept living and a truly special setting - a rare chance to create something uniquely yours.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Chittenango High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Blown-In Insulation,Vinyl Siding

Other

  • Builder model: Iris

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),Entrance Foyer,Eat-in Kitchen,Great Room,Kitchen Island,Quartz Counters,Programmable Thermostat
  • Flooring: Carpet,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Coal,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,391
  • Total interior livable area: 2,391 sqft

Property

Details

  • Parcel number: 0000000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: See Remarks

Lot

  • Lot size: 10,454 sqft
  • Features: Greenbelt,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 61 x 152

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,038$36,456
Home Insurance *$228$2,736
Property Taxes $991$11,892
Electricity $395$4,741
Total$4,652$55,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,497/yr
40% on housing$139,560/yr
45% on housing$124,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 13037$181
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13037$176
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$600,900

New Construction

AgentKristi Croniser
BrokerageHunt Real Estate ERA

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