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1302 Oconee Dr, Sparta, GA, 31087

2beds
1baths
432sqft
$89,000
$206price/sqft
$802/moest. monthly cost
$32,080/yrincome needed

About This Home

Cozy 2 Bed/1 Bath. Escape to your own private retreat with this beautifully remodeled hilltop cabin tucked away in a peaceful, secluded setting. Modern upgrades ,making it ideal for weekend getaway or base camp for fishing and hunting,. Cabin has been fully updated. Inside you will find new appliances, updated electrical panel, new hot water heater, modern mini split heating and air .Energy efficient. Community boat ramp just down the street.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Lewis Elementary SchoolGrades PK-517.4 mi
4/10
3/10
Hancock Central High SchoolGrades 9-1217.4 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Metal
  • Construction materials: Panel

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile - Single Wide
  • Property subType: Single Family Residence,Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),High Speed Internet
  • Fireplace features: Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Property

Details

  • Parcel number: 005C182

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: Lake Sinclair
  • Waterbody name: Lake Sinclair

Lot

  • Lot size: 0.52 Acres
  • Features: Outside City Limits

Parking

  • Total spaces: 3
  • Parking features: 3+ Car,Detached,Driveway,Dirt/Graded,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$64$768
Property Taxes $69$828
Electricity $219$2,637
Total$802$9,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,497/yr
40% on housing$24,060/yr
45% on housing$21,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$153
Hancock County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Hancock County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$99,000
2025-09-24Sold$12,000
2024-08-16Sold$6,000
2018-01-13Sold$3,000

For Sale by Agent

AgentCathy Norris
BrokerageRe/Max Eagle Creek - Sparta

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