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174 Olivia Dr, Monaca, PA, 15061

3beds
2baths
1,736sqft
$394,900
$227price/sqft
$2,954/moest. monthly cost
$118,160/yrincome needed

About This Home

Welcome to 174 Olivia Drive in Center Township. The ease of true ranch living in a nearly brand new construction home! Built just two years ago, this thoughtfully designed residence offers the convenience of all main-level living with only one step to enter. Inside, you’ll appreciate the functional layout and modern finishes that come with newer construction. Whether you’re looking to downsize without compromise or simply enjoy the practicality of single-level living, this home checks all the boxes. The massive lower level presents an incredible opportunity to expand your living space. Already offering an abundance of storage, it’s a blank canvas ready to be transformed into the game room, home gym, theater room, or additional entertaining space you’ve always wanted. Set in a desirable Center Township location, 174 combines the benefits of newer construction with the comfort and convenience today’s buyers are searching for. We are seconds from the elementary and high school. Opportunities like this don’t come around often!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Todd Lane El SchoolGrades 3-50.6 mi
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island
  • Flooring: Tile,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Property

Details

  • Parcel number: 560490119010

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 0.4

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$171$2,052
Property Taxes $563$6,756
Electricity $224$2,692
Total$2,954$35,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,280/yr
40% on housing$88,620/yr
45% on housing$78,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 15061$111
Beaver County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 15061$159
Beaver County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$394,900
2026-06-16Listed for sale$399,900
2025-04-14Sold$378,675
2024-12-20Sold$81,954

For Sale by Agent

AgentMark Gulla
BrokerageRE/MAX SELECT REALTY

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