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163 Reagan Crest Dr, Clayton, NC, 27520

5beds
3baths
2,804sqft
$388,565
$139price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

Come tour 163 Reagan Crest Dr.! One of our new homes at Olive Branch, located in Clayton, NC! Introducing The Hanover, a distinguished two-story floor plan available at our Olive Branch community in Wilson's Mills, NC! Showcasing four thoughtfully-designed exterior elevations, the Hanover offers 2,804 sq. ft. of living space, 5 bedrooms, 2.5 bathrooms, and a 2-car garage. Upon entry, a welcoming foyer leads past an office and a separate dining room with the option to have a main-level bedroom and full bath, providing a private and convenient space for guests or multi-generational living. The heart of the home features a spacious open-concept layout, finished with elegant Revwood flooring that seamlessly connects the living room, separate dining area, and kitchen - ideal for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, quartz countertops, a walk-in pantry, and an expansive center island, making cooking and hosting a breeze. Upstairs, a versatile loft offers additional living space suitable for a media room, home office, or recreational area. The primary suite is thoughtfully positioned for privacy and includes a generous walk-in closet, warm carpet flooring, and an en-suite bathroom that features a dual-sink vanity, a walk-in shower, and a private water closet. Three additional bedrooms share a full bathroom, and a second-floor laundry room enhances daily convenience. This private homesite backs up to the woods and gives you the much needed privacy to unwind after a long day. The Hanover offers a harmonious blend of space, comfort, and contemporary design crafted for modern living in Olive Branch. * Photos are not of actual home or interior features and are representative of floor plan only. *

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Wilson's Mills ElementaryGrades PK-52.6 mi
8/10
Swift Creek MiddleGrades 6-83.9 mi
3/10
Smithfield-Selma HighGrades 9-125.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Free-Standing Electric Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Kitchen Island,Kitchen/Dining Room Combination,Quartz Counters,Recessed Lighting,Smart Home,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,804

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,804
  • Total interior livable area: 2,804 sqft

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 05I06039R
  • Special condition: Seller Licensed Real Estate Professional,Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground
  • Patio & porch: Patio
  • Has view: Yes

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,964$23,568
Home Insurance *$168$2,016
Property Taxes $207$2,484
Electricity $261$3,133
Total$2,600$31,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$405,490

New Construction Spec

AgentSam DeStefano
BrokerageDR Horton-Terramor Homes, LLC

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