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518 3rd St, Alton, KS, 67623

0beds
2baths
0sqft
$105,000
--price/sqft
$1,064/moest. monthly cost
$42,560/yrincome needed

About This Home

Located in Alton, Kansas, this well-maintained wood-frame building with a durable metal roof sits on 0.40 acres and offers 2,132 +/- square feet of usable space. Built on solid slab construction and featuring a recent 40x80 addition, the property combines durability, flexibility, and functionality-making it suitable for a wide variety of residential, recreational, or commercial uses. The building is serviced by city water and sewer and is equipped with three HVAC systems to provide reliable, year-round comfort throughout the space. A standout feature of the property is the impressive indoor archery range, complete with a virtual archery system already installed-perfect for enthusiasts or potential business opportunities. Inside, you'll find: One half bathroom One finished bedroom Several additional rooms ideal for storage or easily convertible into additional bedrooms Two dedicated office spaces with built-in cabinets and desk Two large open main areas that can accommodate gatherings, retail space, training areas, recreation, or future build-out With its expansive square footage, recent addition, and flexible layout, this property offers endless possibilities for business, recreation, or multi-use living. If you're looking for space, versatility, and opportunity in a small-town setting, this property is ready to deliver.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Osborne Elementary SchoolGrades PK-513.5 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,132

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,132

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 0.40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$247$2,964
Property Taxes $117$1,404
Electricity $170$2,042
Total$1,064$12,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,480/yr
40% on housing$31,920/yr
45% on housing$28,373/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 67623$84
Osborne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 67623
Osborne County$26

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Listed for sale$115,000

For Sale by Agent

AgentOlivia Burch
BrokerageWildlife Properties Land Company, LLC

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