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313 Fire Island Boulevard, Sayville, NY, 11782

4beds
3baths
1,200sqft
$1,150,000
$958price/sqft
$8,032/moest. monthly cost
$321,280/yrincome needed

About This Home

Excellent investment opportunity. 4 bedroom 3 bath bungalow with long rent history. Large private deck with pool & hot tub. Open living / dining area and equal sized bedrooms. Roof deck ideal for sunset cocktailing.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Woodhull SchoolGrades PK-610.0 mi
9/10
Sayville High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Freezer,Gas Range,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Kitchen Island,Open Floorplan,Open Kitchen
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Special condition: None

Features

  • Private pool: Yes

Lot

  • Lot size: 6,200 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$419$5,028
Property Taxes $1,552$18,624
Electricity $246$2,954
Total$8,032$96,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,382/yr
40% on housing$240,960/yr
45% on housing$214,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$958This listing

vs Other Active Listings

Avg $/sqft

ZIP 11782$637
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11782$416
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,150,000
2026-02-24Listed for sale$1,250,000

For Sale by Agent

AgentVincent Petrarca
BrokerageVinnie Petrarca Fire Island

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