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1102-1108 Highway 28 W, Belle, MO, 65013

0beds
2baths
2,600sqft
$212,000
$82price/sqft
$1,624/moest. monthly cost
$64,960/yrincome needed

About This Home

Awesome Potential, 2 great properties, highway frontage, visibility and all sitting on 1.05 acres just bring your imagination. The large building is 2600 sq ft and can be made into about anything. It would make a great Montessori School, daycare, retail, apartments or simply add the finishing touches for a nice sized residential property, with an additional 1200 sq ft rental or in-law quarters with a 20' x 20' garage. This is a rare chance to get so much at such a great price. Parking lot is gravel but has about 280' of Hwy 28 frontage. The possibilities are endless, don't miss this opportunity!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Belle Elementary SchoolGrades PK-40.6 mi
3/10
Maries Co. Middle SchoolGrades 5-85.3 mi
2/10
Belle High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 014.0200004100004.0
  • Special condition: Standard

Features

  • Levels: One
  • Frontage length: 282

Lot

  • Lot size: 1.05 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,071$12,852
Home Insurance *$276$3,312
Property Taxes $79$948
Electricity $198$2,382
Total$1,624$19,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,680/yr
40% on housing$48,720/yr
45% on housing$43,306/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 65013$346
Maries County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 65013
Maries County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$232,000

For Sale by Agent

AgentLisa R Antisdel
BrokerageCathlee's Real Estate

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